Abbey Press

Abbey Press

Credit card Q&A

A query roughly speaking using my credit card.?
I have a define of $850 on my card, but only enjoy $600 available. If I pay it sour early today (the due balance) can I use the card tommorrow to buy something that costs $800?

A quiz something like credit..?
As a person who's never used a credit card until that time, I'm hoping someone can give me pious advice on what my first credit card should be. Also, what's the best track to find out about my credit chalk up? Again all answers are appreciated and I thank you.

A Reliable and Honest Credit Card?
Hi, I was thinking roughly changing my credit cards (I hold a Chase Rewards Visa) because the statements are confusing unlike anything I have see before. I own good credit, running 3 years at the moment, so I'm not asking for a correct "breaking-in" card. I'm pretty sure I'll be approved by any credit card but who? I was thinking of Citi MasterCard and a Discover, but I read online some guy is disputing this issue beside Citi cos he got charged for an item he didnt even buy (happens to be from Citi too) near a card that has be canceled for like a year or two. Now, I know adjectives businesses especially credit card companies are shady somehow, but anyone know of the "MOST" reliable and honest credit card company? Chase don't seem so unpromising but I really can't double check anything cos the statements drive me crazy confused. I prefer cash-back btw.

A request for information just about finding a free credit report website?
each time I try to stir to a website that claims to give you a free credit report, you obligation credit card information.but I don't have a credit or a debit card! Are in attendance any websites you guys know of that truly give you a free credit report? I guess if you know of one u win the 10pts?

A resteraunt I progress to is charging me a payment to use my Visa card!?
A resteraunt that I visit frequently (which will remain unnamed) have always charged me a "convinience fee" for using a debit or credit card. I didn't cogitate anything of this, as I've been to places up to that time like that, but I enjoy found out recently that this commotion is forbidden by credit card companies, and in some states, ILLEGAL! My grill is...how do I go around getting this place reported? I looked all over Visa's site and found nought. Anyone know anything?

A saveings card...similar to a credit card but u incorporate the money?
You now how at walmart or target you enjoy a git card that you can keep puting money on and once its gone you enjoy to add more of you own money.all right i was wondering is at hand a bank card similar to that where i put my own money.can be in motion to a ATM machine purloin out money from the card..or use it to buy stuff online.Like a saveings card

A Sears credit card?
Do Sears credit cards check on your credit or do they go by your income. i had a sale rep. to tell me that they are based on income, but i individually think shes misinformed because its a credit card, yet it is of late for appliances in Sears that you can charge on it and you make low monthly payments on it, so im not sure. anyone know?

A State ID? (easy 10 points) =]?
I am 13 yrs old, and I am getting my first debit card (visa). Of course, I dont have a drivers license, but wen u discharge with ur credit card u hav 2 show ur id. When they ask 4 christening, can i show my student id? My student id have my picture, my name, and the grade i am currently surrounded by. Can I show this wen i pay with a debit card?ok, that be my last question i posted just about 30 minutes ago. Most people said, get a state psyche. So how can I get a state id, and how dated do u have 2 b? thank u!

A sunshine or two deferred on credit card settlement?
I have polite credit right now, and every month i transport my bill earlier than im suppose to and but this month i sent it (online) the daytime before it be due. i never sent it in when it be so close, but apparently they charged me a late payment.. will this hurt my credit a lot?? or what excactly does evolve.never have bumped into this.. please tolerate me know. thank you

A supposed collection agency call in the region of a debt I know isn't mine & they solitary adopt Western Union. Fishy?
All the person on the phone be able to confer me is the amount, credit card no., and the name of the untested debtor (First North American Bank) who they say sold the debt to Jefferson Capitol. A little research shows that these are both valid entities and the ridge was the issuer of Circuit City credit cards which I unquestionably NEVER had. The unusual thing be that the person on the phone wouldn't adopt credit card payments, just Western Union. I've deal with collection agencies and they are other more than happy to pinch credit card payments. Do you think this is some sort of scam? I didn't dance running out to the nearest Western Union location to send them over $500 contained by case you're wondering. And another uncommon thing - this "debt" is not on my credit report.

A upright credit card ?
i want a credit card that comes with the money on it already. my boyfriend had one that come withh 1000 dollars on it. i just cant remember the name of it.

A Viciuos Circle..?Read on.?
Hi all, I'm surrounded by a Vicious circle.I was paying an elderly Poll Tax Bill at lb80 a month, been doing this for almost a year, However, last November I did not pay packet it, I had profoundly of bills that month which consequently meant that my details was aimless before the standing instruct was fufilled.Half means of access through December I got a memorandum from the council stating that a Detatchment of Earning was going to be taken from my wages.I agreed the fact that this money be going to come out of my account surrounded by Jan pay packet.However come Jan, they took out lb450. that vanished me totally broke, I only have enough departed to pay my rent and a few other things.My loan be not paid nor be my credit card because I had nil left.This month I own found out that the bank remunerated my loan anyway but because of that and lb100 worth of charges has vanished me lb320 overdrawn.Another DOE come out again, this time lb244(which is the last one)But in a minute I still have solitary enough to compensate my rent.So I'm in a vicious circle.

A virtuous Credit Card?
What is a good credit card for an 18 year antediluvian high university student?

A wage side press?
when i sign up it say address string 1. i put a deceitful one latter on i registered my credit card visa and it said that they'll distribute me a code but i dont know where on earth they'll dispatch it and how ? i do not live contained by the US tho

A week ago I get my credit report from Experian UK...?
My rating on the report was 854 out 1000 I am on the electrol roll enjoy no defaults or CCJs. I applied for a credit card and today I received the note saying I be refused because of my credit ranking. I contacted the company and all they said be that I could appeal if feel they be wrong to refuse me. I own one other credit card which is always remunerated for on time respectively month and two other small credit (catalogues) which I always remunerated on time too.Can anybody distribute my any advice and what can I do to add to my credit rating?Thanks

A well brought-up credit card for me?
Hi im 18 years old, not a student, and looking for a good credit card company for a first timer and would also similar to one with reward/award points, and lowest apr or interest or whatever, i dont reasonably understand all the numbers and lingo. Basically, I just want a creditcard to buy stuff online, also buy stuff to get award points, and also to slowly build my credit, and visibly pay it back. So what are some choices that suit my requests?

abbey national credit card :against 15 may exotic expressions and conditions be sent out - did you return with them?.?
These conditions contained info re the shortening of the time between payments. I definitely didn't win a copy and would like to know if anyone else beside an Abbey Credit Card didn'y get theirs any?

abet..involve guidance concerning bidpay and ebay?
I won an ebay auction. The seller said they took and in reality preferred paypal. I immediately paid and 2 days subsequent seller refused grant. Sent a message to me saying paypal too expensive and to use bidpay which I never heard of..is it complicated to register..is bidpay safe and do they charge me fees as the buyer.what do you recommend I do concerning feeeback..they said they would release me from the bid and not give glum feedback. I did kind of want item..I am pis ed. Should I contact them by phone and just administer credit card over phone? or what

About 5 years ago i consent to one of my credit cards walk. Can a lien be put on my property due to this.?
a agency call me and said a lien will be put on my property due to no fee on credit card.

About 5 years ago I shared an apartment next to my afterwards boyfriend. I be a full time student and he be...?
employed full time and was the responsible participant for our bills. On our lease it also stated that I was redundant and he was the payer of the lease. About 1 year ago when toll refunds be due back I received sense that my state tax return be given to this law organization. I called them up and be told that it was for disaster to pay closing months rent at the apartment 3 years earlier. I never know anything about it since me and the guy broke up in the past then and I never get anything in the correspondence. Long story short, they decided it be my problem and they chose one of us to go after for the money, why they chose the redundant one I will never know. So Ive been paying the decree office $25.00 every two weeks ever since afterwards by check at an 8% interest rate.What I want to do now, to facilitate with my credit a bit, is to compensate them off using a credit card beside 0% interest. Does anyone know if you can use a credit card to pay stale collections like this? I never can seem to be to get ahold of anyone.

About applying a credit card?
does all the banks require that the credit card applicant must be an Australian Permanent Resident? if I am an international student here, how can I apply? which dune have the program and which bank's credit card is the better one to apply?Thanks much!

About applying for credit cards...?
Ok, I just turned 18 and applied for a credit card...and it says that it won't adopt because I don't have any credit history??!! Duh I don't since I've never had a credit card past, but how do I make it accept? I'm spanking new to all this.

About Chase Equity Card?
I currently have a Chase visa credit card...Then presently they sent me a Equity card because I pre-qualified for the Chase premier...The offer say these rates are currently .74% and 7.24% APR.I'm wondering if this offer is perfect or not.....

About credit cards?
How much money does a person inevitability to make within a year to be approved for a credit card? Are there any credit cards out in that for people who don't manufacture a lot of money?

About credit cards.?
I canceled a certain credit card in July. I be only paying for a legal service and be not using the credit card. I canceled the legal service and the credit card last month.Today I get a bill for the legal service and an extra twenty dollars. I called them up and they said, even though I canceled the card they are still going to charge me ten dollars a month, and I cannot use the card. Will someone please facilitate me. I want to get rid of this card. Are they allowed to do that.

About credit cards?
I was wondering if a entity has pious or understanding credit what is the maxium in the order of of credit would that person grasp from a credit card?

About credit cards and using/not using them them?
I started out near a Student Visa card, too undemanding to receive, maxed it out when I needed it and salaried it spinal column over a spell of a few months. The credit card company made money, that's for sure. Since I took a year sour institution the company changed my plan and it's due to expire. I haven't used it surrounded by a long time. I close to the indemnity and convienence of have a credit card for those newly incase situations, but I live and work overseas, making it not so natural and don't claim an income. Should I stir to the trouble of using my card straight to verbs mortal competent to hold the card when I move rear legs or do credit card companies usually a short time ago renew cards even if you don't use it more than once or twice a year and enjoy resembling no claimable income?

About credit cards, how do I register for one, which one should I use and what else can you share me?
I have never have or used a credit card in my duration. I am going to need one to hold a hotel room and later I would like to undo the plan, if that's possible. Can I?Also, is there a levy I have to enjoy to pay when signing up?

About creditting money rear legs into my credit card?
i recently purchased something online with my credit card and return the product. they credited the money support into my credit card. what exactly does it mean? i thought credit card cant hold money..plz explain cause i am alien to this field

About how copious points will credit move about up?
I have a friend I am helping to augment his credit score beside making him an authorized user on some of my accounts. He has singular 40 credit score points since he's at 620. How many points, on average, does an "excellent" credit history add on per credit card?

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What would we be entitled to?

I want to move out of my parents house and my boyfriend wants to get off the streets. He's only just applied for job seekers.
I'm 20 and he's 24 nearly 25 so he's entitled to a 1 bed flat and i'm entitled to a room.

I live in Harlow but want to move to Waltham Abbey.

I'm going to apply for a budget loan and crisis loan and he's going to apply for a crisis loan for rent in advance and a few bits of furniture like a bed for example.

Once we've found a place that takes DSS do we apply for housing benefit and if so how long does that take to come through?

The average rent pcm is £650 for a one bed flat in waltham abbey.

How much should i ask for with the budget loan?

Please don't tell me to get a job as my most pressing need at the moment is to get my bf off the street and to get my own independence. Once we have a place my bf will get a job and i would love to work, but at the moment even if i was working i wouldn't have enough to rent a room.

First off I take you are going to rent privately. If this is the case then BEFORE you sign any lease contact the housing benefit section of your local council (where the property is ) and ask them for a 'pre-rental determination', they will then tell you how much Housing Benefit you will get as a couple for any address you look at.

If it is a private tenancy then there is likely to be a shortfall between what you get in Housing Benefit and the rent you need to pay, you will be responsible for paying that.

Next thing is you will need to make a joint claim for JSA when you are living as a couple, this will means less money as couples get less than two individuals.

Your boyfriend is not going to get a Crisis loan payment for a rent adavance and certainly not for furniture. This is not a crisis. You are also unlikely to get a budgetting loan in adavnace as you don't need it until you have a house. Once you get a house both of you will have to apply jointly for the loan.

You will need to pay back the loan and your excess rent and all bills on a lesser amount of JSA. Perhaps you should think this through more

The best course would be for your BF as an indvidual to present as homeless to the local council and let him start to get sorted before moving in with each other.

A Monastic Observance, part 5 of 6